Overview
The company-provided STD plan provides benefits for a maximum duration of 13 weeks per calendar year. In order to be eligible, your leave must satisfy an elimination period of five consecutive business days. Upon satisfying the elimination period, benefits will be paid starting on the sixth consecutive business day that you are unable to work, provided that your disability claim is approved by Synchrony, Travelers' disability vendor. Benefits are paid as follows:
- First eight weeks after satisfying the elimination period: 100 percent of base salary
- Next five weeks: 80 percent of base salary
For each approved STD absence, you will be required to apply five PTO days to satisfy the elimination period. An STD absence that is recurrent to an original period of disability does not need to satisfy a new elimination period and will not be charged additional PTO days as long as it meets the following conditions:
- The absence is related to or resulting from the same cause as the original disability; and
- The absence occurs within 31 days of your most recent return-to-work from the STD leave.
If you do not have any unused PTO time available to apply towards the elimination period, the elimination period will be unpaid.
| Provision |
Description |
| Wage Replacement Percentage |
Eight weeks at 100 percent then five weeks at 80 percent |
| Elimination Period |
Six consecutive business days. Upon satisfying the elimination period, absences are eligible to receive benefits beginning with the 6th consecutive business day of disability. (PTO time must be taken for the first five days) |
| Benefit Period |
13 weeks in a calendar period |
Part-time employees working 20 hours or more will be eligible to participate in the STD Plan. Part-time employees will receive the equivalent percentage of their scheduled weekly earnings.
Additional Details
Process-related information is located on myHR. Click the links below if you:
> Are going on STD or would like additional process-related information*
> Are a manager of an employee who is on STD*
Eligibility
You are automatically eligible for and enrolled in the STD plan on your first day of work if you are a regular status, salaried employee, scheduled to work at least 20 hours a week.
For additional information regarding eligibility, please refer to the eligibility section of the Disability Benefit Plan Summary (PDF). If you have questions, contact the Employee Services Unit (ESU) at 4-ESU@travelers.com or 800.441.4378.
Cost
This is a company-provided benefit; there is no cost to the employee.
Related Programs & Resources
Review the Disability Benefit Plan Summary (PDF) for additional details regarding eligibility and benefits under the STD plan.
How to Enroll
Regular status, salaried employees scheduled to work at least 20 hours a week are automatically enrolled in the STD plan on their first day of work.
FAQs
To access frequently asked questions (FAQs) and a glossary of terms, click here.*
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